When the Asker receives sufficient answers to their question, they vote for the Experts who supplied the answers. The prize amount is divided among all voted answers depending on: the number of votes, rating stars and the voice authority of the people allowed to vote. Experts who offered an answer to the question are welcomed to vote for another Expert who they feel offered a helpful answer, AND for their own answer too if they honestly think it was helpful.
If the Asker's question isn't answered sufficiently, the Asker has the option to request a refund. A request for a refund must be made within the time the question is active (specified by the Asker's upon submitting the questions). After a refund is requested, the voting will take place. The Experts will vote for the answers they think were helpful. This takes 24 hours. After that the experts who provided the most helpful answers will decide if they agree to refund their shares or not. The Asker will be offered the resulting amount and be able to accept or reject it and ask the administrator to arbitrate if necessary. If nobody votes within 24 hours for any of the answers, or if all experts are OK to give their shares back to the Asker the refund is issued right away. The Asker is getting notifications for every step of the process. In the case of the administrator involvement, we reserve the right to determine whether a question has been answered and how the prize will be distributed.
The Asker is charged upfront so there is no way to "game the system" by not paying. If the Asker abandons the question, then after the lifetime of the question is ended, it changes its status to "voting" and all involved Experts are welcome to vote for he answers. The voting lasts 24 hours and then the prize amount is devided among the experts.